Hard Work Impacts Lives

Growing up in West Michigan, Dick DeVos has been a big role model for me. He created the Dick and Betsy DeVos Family Foundation, an organization in the Grand Rapids area that has donated millions of dollars to many educational, artisitc, and religious organizations around West Michigan. Some of the foundation’s grantees include Helen DeVos Children’s Hospital, ArtPrize Grand Rapids, and the West Michigan Aviation Academy to name a few. Dick has had a passion for aviation and education for many years. This lead him to create the West Michigan Aviation Academy, the nation’s first aviation school serving as a public charter school. By making it a charter school, he made it available to every kid in West Michigan with a passion for aviation. Over the years, he has funded the arts as well. The foundation gave $22.5 million to the Kennedy Center Institute of Arts Management. This really helped out the center as it was hit hard during the 2008 economic recession. I am also a big believer in free market economics which Dick DeVos supports. He has given money to organizations that support free market economics like the Heritage Foundation, the Acton Institute, and the Hudson Institute. He along with his wife, Betsy, have created their own scholarship which supports students getting their MA, BS, or MBA at the Thunderbird School of Global Management. He has also created the Betsy and Dick DeVos Scholars for Free Enterprise and Entrepreneurship Scholarship. This scholarship is awarded to a students earning either a BBA or MBA at Northwood University. Dick DeVos has also worked to improved environmental conditions in the West Michigan area. He helped fund a private study of $500,000 for 18 months that focused on the pollution sources of Lake Macatawa.


As for work, he served as the CEO of Amway Corporation from 1993 to 2002. During his tenure, the company was able to triple foreign sales to exceed domestic sales. This was the first time this had happened in company history. He also opened many new markets due to the company’s massive growth.


Overall, Dick DeVos has done many great things throughout West Michigan. Through his foundation and volunteer efforts, he has impacted the lives of millions in a positive way.


Karl Heideck’s Take On Philadelphia Suing Well’s Fargo

Wells Fargo has been in a lot of hot water as of late. It seems to be reeling after having near consecutive lawsuits filed against the bank holding company. It has adamantly denied any of the accusations and is fighting each one fiercely. It stands behind the beliefs that its practices are fair and there is no real proof to back up the claims.

The latest lawsuit against the company comes by way of the City of Philadelphia. The city is accusing Wells Fargo of redlining, which is the practice of denying loans to residents of a particular area or group of people. Redlining is a violation of the Fair Housing Act of 1968.

The city made several allegations against the bank from data from loans over a 10-year period. Some of which include: that the bank made the refinancing of mortgages more difficult for borrowers in the long run, white borrowers received lower interest loans than their black counterparts, and residents living in minority neighborhoods were almost 5 times more likely to have their homes foreclosed on.

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According to population, Philadelphia is the fifth largest city in the nation, with minorities accounting for over 50 percent of residents.

Philadelphia held off on filing its lawsuit against Wells Fargo until the Supreme Court of the United States decided the city of Miami could sue Bank of America and Wells Fargo under the Fair Housing Act roughly 14 days earlier. In addition, Philadelphia is being represented in their case by the same attorneys who represented Miami.

Wells Fargo is ready to fight any lawsuit being brought up against it. It insists that in its 100 plus years as an American bank it has only participated in legal and fair lending practices. The world will soon find out if the bank holding company is lying or telling the truth.

About Karl Heideck

Karl Heideck is a Philadelphia based attorney. He specializes in the litigation process.

Karl Heideck is also a scholar. In 2003 Swarthmore College he received his bachelor’s degree. He holds a JD from Templeton University Beasley School of Law.

How Nick Vertucci Flipped His Way To Success

Millionaire Nick Vertucci’s life would be very different if he had not attended a real estate seminar with a friend. Vertucci, like so many other entrepreneurs, struggled after the dot com crash. After attending the seminar, Nick Vertucci realized that he had invested in his company before, not his future.

Realizing that the seminar did not contain enough information for novices, Nick Vertucci studied real estate for 10 years before he developed a system that would make him a millionaire. Realizing that other people were in the same desperate financial situation that he was in before, Vertucci vowed to help them. He established The Nick Vertucci Companies, Inc., which included the NV Real Estate Academy. At the NV Real Estate Academy, students learn Vertucci’s Fortunes in Flipping system and Nick Vertucci and his team of educators teach students everything need to know about investing in real estate according to Twitter.

One of the myths that people hold is that you have to be wealthy to invest in real estate, however, the NV Real Estate Academy shows individuals how to use their retirement accounts to earn tax deferred income on highya.com. Learning how to use other people’s money for financing houses and their repair is part of the course as well.

Another myth that holds people back from investing is that they believe that they have to start purchasing real estate in their early 20’s to succeed. Nick Vertucci is a retired police officer who operated a computer parts business before he started his new career.

Simply enrolling at the NV Real Estate Academy is not enough for people to become millionaires like Vertucci. He had drive, dedication and a family to support. Individuals who enroll need to take what they have learned about locating properties and finding funding and then start flipping houses to become successful in the real estate investing industry at http://nvrealestateacademy.com/education/.